NEWS & RESOURCES

10.04.10 NHS PENSION CHOICES

NHS Choices

Are you a member of the NHS Superannuation (Scotland) Scheme – 1995 Section?

Have you received your Pension Choices Pack regarding options to join the new 2008 Section.?

Do you require assistance in making sense of your options?

If you can answer Yes to the above questions then you may benefit from the Pension Review service provided by Independent Financial Advisers CDFS Ltd.

Patrick Agnew of CDFS said "Many members of the NHS Superannuation (Scotland) Scheme 1995 Section are receiving details of the choices open to them. i.e. whether to stay in the 1995 Section or join the new 2008 Section. Whilst the NHS Choices Guide is comprehensive showing the expected benefit if a member remains in the 1995 Section and the alternative potential benefits if they join the new 2008 Section our experience is that some members still require advice and guidance on the most appropriate option to proceed.

Knowing that there is a deadline for decisions to be made of 30^th June 2010 it is prudent to receive appropriate advice on something that could significantly impact on your future retirement

The decision may be clear for some but for the majority the decision will depend on a number of financial and personal factors. Assistance is on hand from CDFS to provide independent financial advice to those confused by the decisions facing them."

For a flat fee of £250.00 plus VAT, CDFS will provide a pensions health check including the following:-

· Meeting arranged at your convenience.
· Your Choices and options explained in plain English.
· Advice provided by independent experienced pensions advisers.

Offices at Bearsden, Edinburgh and Perth www.cdfs.co.uk

CDFS is a trading style of Campbell Dallas Financial Services Ltd who are authorised and regulated by The Financial Services Authority.