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May 2011 - Do You Act as a Trustee
If so, you should be aware that Trustees have always been subject to a general duty to ensure that they act with the best interests of the beneficiaries in mind at all times Read more
3.8.10 - Preparing for 2012 - Nest
workplace pension schemes
income of retirees for longer with less investment.
National Employment Savings Trust (NEST) Read more
5.7.10 Start Early for Greater Rewards
The money saved between the ages of 25 and 35 could account for half of your overall amount when you reach 65. Read more
WEALTH PROTECTION - LIFE ASSURANCE / INCOME PROTECTION
It is impossible to predict the future and no one knows when illness or death will strike whether it is yourself, your partner, a key employee or fellow shareholder.
You want to protect the things that are important to you and keep them safe – your family, home, business, and lifestyle.
The loss of an income can have devastating affects and could leave you and your family suffering long term hardship. The level of state benefits such as statutory sick pay and incapacity benefit usually fall well below the income of average earners therefore additional insurance is often required to make up the shortfall in your income if you are unable to work due to accident and illness.
Life Assurance plans can also play an important role relative to Inheritance Tax planning.
As with all such plans, it is vital to ensure that suitable trusts are created to place the right money in the right hands at the right time.
This is a highly specialised area of financial planning and we have extensive experience in advising on the following types of cover:-
